Potential benefits
- Defined financing amount
- Structured repayment schedule
- Useful for planned business investments
Structured business financing
A Clear Structure for Planned Investments
Get a defined amount of capital with a structured repayment schedule, making term loans a practical option for planned investments and business expenses.
“The right capital should support the business—not distract from running it.”
The Ellwell approach
The essentials
What is Business Term Loans?
A business term loan provides a set amount of capital that is repaid over an agreed period. Its predictable structure can help owners plan around a known investment and repayment schedule.
How it works
- 1
Share your business goals and financing needs.
- 2
Review potential structures based on your business profile.
- 3
Choose whether to continue with documentation and underwriting.
Business uses
Built Around a Defined Business Need
Expansion projects
Hiring
Renovations
Major purchases
Things to consider
- Payment obligations are generally fixed
- Terms and costs vary by lender
- Prepayment terms should be reviewed
General eligibility
- Business financial performance
- Cash flow
- Credit profile
- Time in business and intended use
Important disclosure: Term loan approval, amounts, rates, fees, and repayment terms vary and are subject to underwriting and lender requirements.
Questions
Term Loans FAQ
A better next step
Explore Term Loans With Clarity
Tell us about your business and goals. We’ll help you consider whether this or another financing option may fit.