Potential benefits
- May support larger financing needs
- Uses eligible assets already in the business
- Can broaden available structures
Asset-backed financing
Put Eligible Business Assets to Work
Leverage eligible business assets or collateral to access financing that may be appropriate for larger capital needs or businesses seeking an asset-backed solution.
“The right capital should support the business—not distract from running it.”
The Ellwell approach
The essentials
What is Collateralized Business Loans?
Collateralized financing is supported by eligible assets such as equipment, receivables, inventory, or real estate. The asset and its value are considered alongside the business's broader financial profile.
How it works
- 1
Share your business goals and financing needs.
- 2
Review potential structures based on your business profile.
- 3
Choose whether to continue with documentation and underwriting.
Business uses
Built Around a Defined Business Need
Larger capital projects
Acquisitions
Working capital
Debt restructuring
Things to consider
- Assets may be subject to liens
- Valuation and documentation may be required
- Default can put pledged collateral at risk
General eligibility
- Type and value of collateral
- Ownership and existing liens
- Business cash flow
- Overall ability to repay
Important disclosure: Collateral requirements, valuations, lien position, terms, and eligibility vary by product and financing provider.
Questions
Collateralized Loans FAQ
A better next step
Explore Collateralized Loans With Clarity
Tell us about your business and goals. We’ll help you consider whether this or another financing option may fit.